SoloK Crypto 401(k): Own the Future of Retirement
Access the top 100 cryptos, advanced yield strategies, and traditional investments like mutual funds, stocks, and bonds—all in one retirement account.
Overview
At a glance
- DIY or follow CoinDesk 20/100 indices
- Stake or stay liquid with LSTs (e.g., stETH)
- Add lending for extra yield, or opt for price‑leveraged tokens
- Mix crypto with traditional mutual funds, stocks, and bonds
Universe of Tokens
Invest in the Top 100 Cryptos
CoinDesk 100 Index
An “index of indices”: 80% CoinDesk 20 (large-cap) + 20% CoinDesk 80 (liquid mid-cap). Quarterly rebalanced for broad, liquid exposure.
Build Your Own Portfolio
Pick and weight tokens from the top 100. Dial in conviction, risk, and liquidity the way you want.
Self-Custody
Keep control. Pair institutional-grade custody or compatible self-custody with retirement-ready guardrails.
Yield & Growth
Staking - more yield less taxes
Traditional Staking
- Price Exposure
- 1×
- Yield
- Base chain rewards
- Liquidity
- Locked / unbonding
- Complexity
- Low
Liquid Staking
- Price Exposure
- 1×
- Yield
- Staking rewards
- Liquidity
- Tradable LST (e.g., stETH)
- Complexity
- Moderate
Liquid Staking + Lending
Dual income- Price Exposure
- 1×
- Yield
- + lending interest
- Liquidity
- Tradable + yield
- Complexity
- Moderate
Yield-Leveraged Staking (ETH staking amplifier)
Amplifies yield, not price- Price Exposure
- 1× (spot)
- Yield
- ~2–2.5× staking yield
- Liquidity
- Tradable token
- Complexity
- Med-High
Price-Leveraged Tokens (3×)
- Price Exposure
- ≈3×
- Yield
- None (price focused)
- Liquidity
- Fully tradable
- Complexity
- Med
Traditional Investments
More Opportunities for Growth
Mutual Funds
Choose from a broad menu of professionally managed funds across equities, fixed income, and diversified strategies.
Stocks & Bonds via Brokerage Window
Use a brokerage window to buy individual stocks, ETFs, and bonds—balance crypto innovation with classic market exposure.
Optimize Taxes
Tax-Free Growth with Roth + Mega Backdoor
Tax-Free Yield & Gains
Hold strategies inside a Roth IRA or Roth 401(k) for tax-free compounding and tax-free qualified withdrawals.
Boost Annual Roth Savings
If your plan supports it, use after-tax contributions and in-plan conversions to supercharge Roth savings (limits and eligibility apply).
401(k) Access
Access Your Savings When You Need It
Borrow from Your 401(k)
Take plan loans up to $50,000 (subject to plan and IRS rules). Access funds quickly while continuing to invest for your future.
Hardship Withdrawals
Withdraw from your account in case of financial hardship, subject to IRS and plan rules.
Rollover Anytime
Easily roll over your 401(k) balance to another qualified plan or IRA if your situation changes.
Auto‑Funding & DCA
Automate Your Investing
Dollar‑Cost Average
Automatically fund your account and set recurring buys into crypto or traditional assets. Smooth out volatility and stay disciplined.
Custom Auto‑Funding
Choose how much and how often you want to automatically contribute, tailored to your strategy.
Pricing
Transparent, Simple Pricing
Account Fees
- 0.05% of assets*
- Mutual Funds: $0/trade
- Stocks: $0/trade
- Crypto: 0.50%/trade
*Monthly asset fee covers custody and 401(k) compliance. Minimum $20/month.